*{box-sizing:border-box}body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:#1b2430;background:#f4f6f9;line-height:1.5}
a{color:#1d3487}.wrap{max-width:1040px;margin:0 auto;padding:0 18px}
header{background:#0f2340;color:#fff}header .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 18px}
header img{height:38px;background:#fff;border-radius:6px;padding:3px 6px}header a.ph{color:#fff;font-weight:700;text-decoration:none;white-space:nowrap}
.hero{background:linear-gradient(135deg,#0f2340,#1d3487);color:#fff;padding:34px 0 40px}.hero h1{font-size:clamp(1.7rem,5vw,2.6rem);line-height:1.15;margin:0 0 10px}.hero p{font-size:1.08rem;opacity:.92;margin:0 0 18px}
.btn{display:inline-block;background:#f26b1d;color:#fff;font-weight:800;text-decoration:none;border:0;border-radius:10px;padding:16px 22px;font-size:1.1rem;cursor:pointer;text-align:center}.btn:hover{background:#d4580f}
.btn.big{display:block;width:100%;font-size:1.35rem;padding:22px;box-shadow:0 6px 20px rgba(0,0,0,.25)}.btn.alt{background:#fff;color:#0f2340}
.tbd{display:inline-block;background:#fff3cd;color:#7a4b00;border:2px dashed #c98a00;border-radius:6px;padding:2px 8px;font-size:.85rem;font-weight:700}
section{padding:30px 0}h2{font-size:1.45rem;margin:0 0 14px;color:#0f2340}
.grid{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.card{background:#fff;border:1px solid #e2e6ef;border-radius:12px;padding:18px}.card h3{margin:0 0 6px;font-size:1.05rem;color:#0f2340}
.trust{list-style:none;padding:0;margin:0;display:grid;gap:10px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}.trust li{background:#fff;border-left:4px solid #1f9d55;border-radius:8px;padding:12px 14px;font-weight:600}
form.q{background:#fff;border:1px solid #e2e6ef;border-radius:12px;padding:18px;display:grid;gap:10px}form.q label{font-weight:600;font-size:.92rem;display:grid;gap:4px}
input,textarea,select{font:inherit;padding:12px;border:1px solid #c7cfdc;border-radius:8px;width:100%}textarea{min-height:90px}
.two{display:grid;gap:10px;grid-template-columns:1fr}@media(min-width:640px){.two{grid-template-columns:1fr 1fr}}
footer{background:#0f2340;color:#c9d3e6;font-size:.85rem;padding:22px 0;margin-top:20px}footer a{color:#fff}
.sticky{position:fixed;left:0;right:0;bottom:0;padding:10px;background:rgba(15,35,64,.96);z-index:9}@media(min-width:900px){.sticky{display:none}}
.mono{font-family:ui-monospace,Menlo,Consolas,monospace}.muted{color:#5b6b7f;font-size:.9rem}.hp{display:none}